Financial literacy, financial advice, investing in RRSPs, RRIFs, and TFSAs, financial planning and wealth management – if only we planned the use of our time as seriously and meticulously as we plan the use of our money. The greatest excuse we use for not spending time with God is that we simply do not have any spare time. Perhaps it is time to sit down and create a strategy for time management and if necessary, get some advice and wisdom on how to set goals and make plans to regularly meet with God. Investing our time with God is always time well spent. It opens up a wealth of spiritual riches to lay hold of in our present daily-to-day life – riches that we don’t have to wait until our future retirement to enjoy.